620 S Stoneridge St, Valley Center, KS 67147

620 S Stoneridge St is a single-family home currently listed for sale in Valley Center, Kansas, with an asking price of $315,000. The property offers 3 bedrooms, 3 full bathrooms, and 2,549 square feet of finished interior space, including a fully finished basement. Built in 2007, the home sits on a 0.19-acre lot in the Prairie Lakes subdivision, approximately 15 miles north of Wichita.

Buyers considering this property should confirm the current listing status, verify all advertised features independently, and calculate total ownership costs—including taxes, insurance, HOA fees, and utilities—before making an offer. The information below separates verified MLS data from estimates and buyer considerations.

Property at a Glance Feature Detail Address 620 S Stoneridge St, Valley Center, KS 67147 Asking Price $315,000 (verified October 12, 2026) Listing Status Active (MLS #680360) Bedrooms 3 Bathrooms 3 full Interior Area 2,549 sq. ft. (1,423 above grade; 1,126 finished basement) Price per Sq. Ft. $123.58 Year Built 2007 Lot Size 0.19 acres (8,494 sq. ft.) Property Type Single-family, ranch style Basement Finished (family room, additional bedroom, bonus room) Garage 2-car attached Subdivision Prairie Lakes HOA Fees $400/year (approximately $33/month) Property Taxes (2025) $4,813.61 What Does $315,000 Get You? At the advertised price of $315,000 and a reported interior area of 2,549 square feet, the price per square foot calculates to approximately $123.58.

This figure offers a basic comparison point, but it should not be treated as proof that the home is underpriced or fairly valued. Price per square foot is a blunt metric: it does not account for condition, renovation quality, lot characteristics, or how basement square footage is treated. Homes with finished basements sometimes report a lower overall price per square foot because basement space typically commands less value than above-grade living area.

For context, the median listing price in the 67147 ZIP code was approximately $270,000** as of mid-2026, with a median price per square foot around **$178. The property’s lower price-per-square-foot figure partly reflects its mix of above-grade and basement space, but buyers should compare actual condition and features against similar local homes.

Interior Layout and Living Space The home’s reported layout places two bedrooms and two bathrooms on the main level, including a primary suite. The primary bedroom features French doors leading to a deck, and the ensuite bathroom includes a soaker tub, double-sink vanity, walk-in shower, and walk-in closet.

A finished basement adds approximately 1,126 square feet of below-grade living space, including a large family room, an additional bedroom, and a bonus room. Buyers should verify whether the basement bedroom meets local code requirements for sleeping rooms, particularly regarding egress windows and ceiling height. Basement space can be valuable for recreation, hobbies, guest space, or a home office, but its legal classification as “living area” varies by jurisdiction.

The main level includes a living room with a fireplace, a kitchen that flows into a dining area, and a main-floor laundry room. Flooring throughout is reported as hardwood.

Outdoor Features and Property Highlights The property description states the home has lake views from the deck, which is accessible from the primary bedroom. The listing describes a “massive private lake” behind the property and a large fenced backyard.

These are advertised features that require independent verification. Buyers should ask the listing agent directly:

Whether the lake views are from the deck, interior rooms, or both

Whether the property includes any lake access rights or if the lake is privately owned by another entity

What maintenance or restrictions apply to the deck and fenced yard

The property also includes a 2-car attached garage with RV access/parking, an oversized driveway, and an irrigation well. The home’s exterior is brick and frame construction with guttering.

Location Guide to Valley Center, Kansas Valley Center is a small city in Sedgwick County, Kansas, located approximately 15 miles north of downtown Wichita. The community sits within the Wichita metropolitan area and offers a suburban-rural feel with access to larger-city employment and services.

The property’s location near Meridian and 77th Street N provides road access toward Wichita via I-135 or Meridian Avenue. Buyers commuting to Wichita should test drive the route during typical rush-hour times to assess travel time.

Valley Center itself offers local schools, parks, and small-scale retail. Larger shopping, dining, and medical facilities are available in Wichita and nearby suburban areas. The Prairie Lakes subdivision includes sidewalks.

Schools and Community Information 620 S Stoneridge St is within Valley Center Unified School District 262 (USD 262). The district serves students from Valley Center, Kechi, Park City, and surrounding areas.

For the 2026–2027 school year, USD 262 implemented elementary school attendance boundaries for the first time, a change designed to balance enrollment as the district grows. Families living east of the boundary line attend either Abilene Elementary or Valley Park Elementary; families west attend West Elementary or Wheatland Elementary. The district planned to notify families of specific school assignments by March 2026.

Middle and high school assignments are based in Valley Center. Buyers with school-age children should confirm specific attendance assignments directly with USD 262 before making an offer, as boundaries may change and individual street assignments should be verified.

Is the Asking Price Competitive? Determining whether $315,000 is competitive requires comparing this home against recent sales and active listings of similar properties. Reliable comparable sales data—with verified addresses, sale dates, and property details—was not available for this specific home at the time of research.

Buyers should ask a local real estate professional to prepare a comparative market analysis that accounts for:

Sale date and status: Closed sales versus active listings versus pending sales

Interior area: Above-grade versus below-grade square footage

Condition: Renovation level, age of roof, HVAC, and other systems

Basement and garage: Finished basement value, garage capacity, RV parking

Location: Lake frontage or views, lot position within the subdivision

The property’s annual tax bill of $4,813.61** (tax year 2025) and **$400 annual HOA fee are confirmed figures that buyers should factor into their total cost calculation.

Do not treat the asking price as a sale price. Asking prices reflect seller expectations, not market-cleared values.

Estimated Mortgage Payment for a $315,000 Home The following example uses clearly disclosed assumptions to illustrate potential principal-and-interest payments. These are not lender quotes.

Assumptions

Purchase price: $315,000

Loan term: 30 years

Fixed interest rate: 6.50% annually (illustrative example)

Principal-and-interest only

Down Payment Down Payment Amount Starting Loan Amount Estimated Monthly P&I 10% $31,500 $283,500 $1,791 20% $63,000 $252,000 $1,593 30% $94,500 $220,500 $1,394 Calculation note: Monthly principal and interest calculated using the standard amortization formula with monthly compounding over 360 payments. For the 20% down scenario: $252,000 loan at 6.50% annual rate = approximately $1,593 per month in principal and interest.

These estimates exclude

Property taxes (approximately $401/month based on 2025 tax bill)

Homeowners insurance

HOA fees (approximately $33/month)

Mortgage insurance (if applicable with less than 20% down)

Closing costs

Maintenance, utilities, and reserves

The actual interest rate a buyer receives depends on credit score, lender, loan type, down payment, and current market conditions. Rate quotes should be obtained directly from lenders.

Other Costs Buyers Should Consider

Beyond the mortgage principal and interest, buyers should investigate

Property taxes: The 2025 tax bill was $4,813.61. Assessment history and potential changes should be reviewed with the Sedgwick County appraiser.

Homeowners insurance: Premiums depend on coverage, deductible, and property characteristics. Obtain quotes before closing.

HOA dues and restrictions: The HOA fee is listed at $400 annually. Request the HOA’s rules, covenants, and any pending assessments.

Closing costs: Typically 2–5% of purchase price, covering lender fees, title insurance, appraisal, and prepaid items.

Inspection and repairs: Budget for a professional home inspection and any negotiated repairs.

Utilities and maintenance: Ask the seller for recent utility bills. Budget 1–2% of home value annually for maintenance and reserves.

What Buyers Should Verify Before Making an Offer Confirm current listing status and price through the listing agent or MLS.

Verify the legal property description and parcel number (087-029-31-0-42-04-016.00).

Request and review seller disclosures.

Arrange an independent home inspection covering roof, HVAC, plumbing, electrical, and foundation.

Inspect the basement for moisture, drainage, and water intrusion signs.

Confirm the condition and permitted use of the deck and garage.

Investigate flood risk using FEMA flood maps and ask about insurance requirements.

Confirm tax amounts, HOA obligations, and any restrictions with official sources.

Verify school assignments with USD 262.

Review comparable sales with a local agent.

Ask about permits for any additions or renovations.

Who Might Consider This Property? This property may appeal to buyers seeking a three-bedroom home with a finished basement in a suburban community north of Wichita. The main-level layout with two bedrooms and laundry could suit households preferring single-level living. The additional basement bedroom and bonus room offer flexibility for guests, hobbies, or work-from-home needs.

Buyers who prioritize a garage, fenced yard, or lake views may find the advertised features appealing, but should verify those features independently.

This description is conditional and does not suggest the property is suitable for every buyer or any particular demographic.

Questions to Ask the Listing Agent Is the property still active, and are there any offers?

What repairs or renovations have been completed, and when?

How old are the roof, HVAC system, water heater, and other major components?

What is the condition of the basement, and has it ever experienced water issues?

Are there any permits for the finished basement or other improvements?

What exactly do the lake views include, and are there any lake access rights or restrictions?

What are the current property taxes, and have they been reassessed?

What does the HOA cover, and are there any special assessments?

What items are included in the sale (appliances, fixtures)?

Can you provide comparable sales data for the area?

Explore the Property With PropBanker Considering 620 S Stoneridge St? Verify the latest listing details, compare similar homes in Valley Center, and estimate your potential mortgage costs before deciding on your next step. PropBanker provides tools to research properties, calculate financing scenarios, and organize your home search.

5. Mortgage Calculation Table Assumption Value Purchase Price $315,000 Loan Term 30 years (360 months) Interest Rate 6.50% annually Down Payment Scenarios 10% / 20% / 30% Payment Type Principal & Interest only Down Payment Down Payment Loan Amount Monthly P&I 10% $31,500 $283,500 $1,791 20% $63,000 $252,000 $1,593 30% $94,500 $220,500 $1,394 Excluded from estimates: Property taxes, insurance, HOA fees, mortgage insurance, closing costs, maintenance, utilities.

6. FAQ Section What is the advertised price of 620 S Stoneridge St? The asking price is $315,000, verified from the active MLS listing as of October 12, 2026.

How many bedrooms and bathrooms does the property have? The home has 3 bedrooms and 3 full bathrooms.

What is the reported interior area? The reported interior area is 2,549 square feet, including 1,423 sq. ft. above grade and 1,126 sq. ft. of finished basement.

What is the approximate price per square foot? At $315,000 and 2,549 sq. ft., the price per square foot is approximately **$123.58**.

What should buyers verify about the basement and garage? Buyers should verify the basement’s moisture history, drainage, permitted use of the basement bedroom, and whether improvements were permitted. For the garage, confirm dimensions, door condition, and the RV parking area.

How can buyers estimate their monthly mortgage payment? Use a mortgage calculator with the purchase price, down payment, loan term, and current interest rate. The example above uses a 6.50% illustrative rate; actual rates vary by lender and borrower qualifications.

Are property taxes, insurance and HOA fees included in the mortgage example? No. The mortgage example shows principal and interest only. Property taxes, insurance, HOA fees, and mortgage insurance are additional costs.

How can a buyer verify whether the property is still available? Check the current listing status through the listing brokerage (Keller Williams Hometown Partners), the MLS, or a local real estate agent. Listing status can change without notice.

What should buyers inspect before making an offer? Buyers should arrange a professional home inspection covering structural components, roof, HVAC, plumbing, electrical, and the basement. They should also review seller disclosures and verify permits for any improvements.

Where can buyers find comparable homes in Valley Center, Kansas? Comparable homes can be found through the SCKMLS, local real estate agents, and property search platforms. A local agent can provide a comparative market analysis specific to the Prairie Lakes subdivision.