2451 Palmira Pl, San Ramon, CA 94583

A four-bedroom, three-bathroom home at 2451 Palmira Pl in San Ramon, California is presented with an advertised asking price of $1,869,000. The property offers 2,518 square feet of interior living space, according to public records, and sits on a 0.39-acre lot in the Twin Creeks View area of San Ramon.

For buyers researching San Ramon real estate, this property presents a specific set of characteristics—a larger-than-median lot, a three-car garage, and a location in one of Contra Costa County's most desirable communities—that warrant careful, documented evaluation. However, the current listing status of this property requires immediate verification, as public records indicate the home is not currently on the market.

Property at a Glance Feature Information Address 2451 Palmira Pl, San Ramon, CA 94583 Advertised price $1,869,000 Bedrooms 4 Bathrooms 3 (full) Interior area 2,518 sq ft Price per sq ft Approximately $742, based on supplied figures Property status Verify current listing — public records indicate off market Lot size 0.39 acres (17,050 sq ft) — per public records Garage 3-car attached — per public records Year built 1975 — per public records HOA Twin Creeks View, $114 The price-per-square-foot figure of approximately $742 is a simple asking-price calculation, not an appraisal or independent valuation. It should be used only as a reference point for comparison with similar properties.

Inside the Property: Layout and Living Space At 2,518 square feet with four bedrooms and three full bathrooms, this home offers a floor plan that can accommodate a range of household needs. Public records indicate three bedrooms and two bathrooms are located on the upper level, with a primary bedroom suite.

The home includes a family room with a brick fireplace, a kitchen with tile counters, a breakfast nook, and a pantry, and a separate dining area. Appliances listed in public records include a dishwasher, double oven, electric range, disposal, microwave, and self-cleaning oven. Flooring includes hardwood, tile, and carpet.

These details are drawn from historical listing data and may not reflect the home's current condition. Buyers should not assume specific layouts, finishes, or appliance conditions without an in-person inspection.

Property Features and Photographs Public records describe the home as having double-pane windows, central air conditioning and forced-air heating, laundry hookups, and a deck and patio. The exterior is noted as brick, wood siding, and composition shingles.

The property's Twin Creeks View location suggests potential views toward the Twin Creeks area, though this should be verified in person. The lot is described as level and located on a cul-de-sac.

No authentic photographs of the property's current condition were available for this article. Buyers should request current photographs from the listing agent or view the property in person.

Understanding the $1,869,000 Asking Price The $1,869,000 figure is presented as the advertised asking price. This figure could not be verified against any active listing source. Public records show the property last sold in 2006 for $980,000.

For context, the San Ramon 94583 ZIP code shows varying market metrics depending on the source. One source indicates a median listing price of approximately $1,686,500 with a median price per square foot of $764 as of April 2026. Another source reports a median listing price near $1.33M for the same ZIP code. These differences reflect different methodologies, timeframes, and property mixes.

The most relevant comparison data available: a 4-bedroom, 3-bathroom home of approximately 2,340 square feet recently listed at $1,754,500 in San Ramon. Another 4-bedroom, 3-bathroom home of approximately 1,880 square feet listed at $1,586,500. These are asking prices, not closed sales, and differences in lot size, condition, and location can explain significant price variation.

Without access to recent closed sales of directly comparable properties, it is not possible to conclude whether the $1,869,000 asking price is above, below, or in line with market value.

Living in San Ramon, California San Ramon is a city in Contra Costa County, located approximately 35 miles east of San Francisco in the San Ramon Valley. The city is known for its highly rated public schools, extensive trail system, and family-oriented suburban character.

The property's location provides access to Bishop Ranch, a major employment center, and City Center Bishop Ranch, an outdoor shopping and dining destination. The area is served by Interstate 680, with connections to Walnut Creek, Pleasanton, and the broader Bay Area.

For outdoor recreation, the Iron Horse Regional Trail passes through San Ramon, offering a paved path for walking, running, and cycling. Bishop Ranch Regional Preserve and Las Trampas Regional Wilderness provide additional hiking opportunities.

Note on walkability: According to Walk Score, 2451 Palmira Place has a Walk Score of 5 out of 100, indicating that "almost all errands require a car." The location is described as "Car-Dependent" with "minimal bike infrastructure." Buyers should factor vehicle ownership into their household planning.

Schools and Location Considerations The property is located within the San Ramon Valley Unified School District, a district recognized for academic performance. Based on attendance zone data, the property may fall within the boundaries of Iron Horse Middle School, which serves the Palmira Pl area.

Elementary school assignment requires verification. The specific elementary school attendance zone for 2451 Palmira Pl should be confirmed directly with the San Ramon Valley Unified School District, as boundaries can change and ZIP code alone is not sufficient to determine assignment.

Buyers should not rely on this article for school assignment. School boundaries, eligibility, and program availability must be verified with the district office.

Estimated Mortgage Payment The following scenarios are illustrative estimates only, not lender offers. They use a hypothetical 30-year fixed-rate mortgage at 6.5% annual interest and exclude property taxes, insurance, HOA fees, and other costs.

The 6.5% rate is higher than some recent market averages. For context, Freddie Mac reported the 30-year fixed-rate mortgage averaging 6.38% as of March 2026. Rates can vary by source and borrower qualifications.

Formula used: M = P × r(1 + r)^n / ((1 + r)^n − 1)

Scenario A: 20% Down Payment

Down payment: $373,800

Loan principal: $1,495,200

Monthly principal and interest: approximately $9,452

Scenario B: 10% Down Payment

Down payment: $186,900

Loan principal: $1,682,100

Monthly principal and interest: approximately $10,634

Scenario C: 30% Down Payment

Down payment: $560,700

Loan principal: $1,308,300

Monthly principal and interest: approximately $8,271

These estimates exclude

Property taxes (estimated at approximately $1,100–$1,500 per month based on local rates — see below)

Homeowners insurance

HOA fees ($114 per period, per public records)

Mortgage insurance (if applicable with less than 20% down)

Maintenance and repairs

Closing costs

Actual financing terms depend on the lender, credit profile, underwriting, down payment, and prevailing market conditions. These calculations do not constitute loan eligibility, preapproval, or a guaranteed monthly housing cost.

Property Taxes and Ongoing Ownership Costs Property tax rates in San Ramon vary by source. One source reports a median effective rate of 1.19% for ZIP code 94583. Other sources indicate effective rates ranging from 0.74% to 0.83%.

These rates produce significantly different tax estimates. At 1.19%, annual taxes on a $1,869,000 home would be approximately $22,240 (about $1,853 per month). At 0.74%, annual taxes would be approximately $13,831 (about $1,153 per month). The actual tax bill depends on the assessed value, which in California is typically based on the purchase price with annual increases limited by Proposition 13.

Buyers should verify the actual assessed value and tax bill with the Contra Costa County Assessor's Office rather than relying on rate estimates.

Other ongoing costs to investigate include homeowners insurance (which can vary significantly in California due to wildfire risk assessments), HOA fees, maintenance, and utilities.

Questions Buyers Should Ask Before Making a Decision Is the property still actively listed? What is the current asking price?

What is included in the sale (appliances, fixtures, etc.)?

Are seller disclosures available? Have there been any recent inspections?

Are there known maintenance or repair issues?

What is the actual property tax assessment and annual tax bill?

What are the HOA rules, fees, and any pending special assessments?

What contingencies and timelines apply to any offer?

Which inspections should the buyer consider (general, pest, roof, sewer)?

What financing and closing costs should be budgeted?

Are there any easements, encroachments, or title issues?

These are questions to investigate, not evidence that any particular issue exists at this property.

Who Might Consider This Property? Based on the verified specifications—4 bedrooms, 3 bathrooms, 2,518 square feet, 0.39-acre lot, 3-car garage—this property may appeal to:

Households seeking a larger lot in San Ramon for outdoor space, gardening, or potential expansion

Buyers needing a 3-car garage for vehicles, storage, or a workshop

Families or remote workers requiring multiple bedrooms and dedicated workspace

Buyers comparing larger homes in the San Ramon Valley

This property may be less suitable for buyers who prioritize walkability, want a turnkey newer home with no potential maintenance considerations, or prefer a smaller, lower-maintenance lot.

Suitability depends on budget, inspection findings, financing terms, and individual household needs. This property is not presented as a guaranteed investment, and no appreciation forecast is provided.

Prospective Buyer Checklist Confirm current listing status and asking price with the listing agent

Review authentic, current photographs of the property

Obtain and review the full seller disclosure package

Compare recent closed sales of similar properties in San Ramon

Verify property taxes with the Contra Costa County Assessor

Obtain homeowners insurance quotes (verify wildfire risk rating)

Review HOA documents, fees, and rules

Arrange a professional home inspection

Obtain financing estimates from qualified lenders

Consult a real estate attorney or qualified professional as needed

How to Request Property Information Through PropBanker Interested in 2451 Palmira Pl?

Review the available property information or submit an inquiry to ask about listing details and possible viewing arrangements. PropBanker provides property discovery tools and information; we are not the listing broker or seller for this property.

Frequently Asked Questions What is the advertised price of 2451 Palmira Pl? The advertised asking price is $1,869,000, subject to verification. Public records indicate the property is currently off market.

How many bedrooms and bathrooms does the property have? Public records indicate 4 bedrooms and 3 full bathrooms.

How large is the interior living area? The interior living area is 2,518 square feet, per public records.

What is the estimated price per square foot? Based on $1,869,000 and 2,518 square feet, the asking price per square foot is approximately $742. This is a simple calculation, not an appraisal.

What would the mortgage payment be with 20% down? At 20% down ($373,800), a $1,495,200 loan at an illustrative 6.5% rate for 30 years would have a principal-and-interest payment of approximately $9,452 per month. This excludes taxes, insurance, HOA fees, and other costs.

Are property taxes included in the mortgage estimate? No. Property taxes, homeowners insurance, HOA fees, and other costs are excluded from the mortgage scenarios above. Buyers should budget for these separately.

How can a buyer verify current availability? Contact the listing agent on record (Dennis Harvey, Intero Real Estate Services) or check current MLS data. Public records indicate the property is off market.

How can a prospective buyer request additional information? Submit an inquiry through PropBanker or contact the listing agent directly.